Finance Club


Finance Symposium on "Capital- Risk, Regulation, and Adequacy in Management of Banks" with SBI as Knowledge Partner

The Finance Domain of SJIM successfully organized a Finance Symposium on the topic "Capital- Risk, Regulation, and Adequacy in Management of Banks." The event was enriched by the partnership with the State Bank of India (SBI), which played a crucial role as the knowledge partner. The symposium aimed to provide students with in-depth knowledge and understanding of the complex dynamics involved in managing risk, regulation, and capital adequacy within the banking sector.

Basel Norms - Mitigating Credit and Other Risks

The first track of the symposium focused on Basel I, II, and III norms and their importance in mitigating credit risk and other associated risks within the banking sector. The session was delivered by Mr. Praveen from SBI, who provided detailed insights into how these international regulatory frameworks have evolved and their impact on banks' stability and resilience.

The second track, titled "Types of Capital," delved into the various forms of capital that banks manage and how they provide support to entrepreneurs, particularly through the Credit Monitoring Arrangement (CMA) forms. This track was jointly presented by Mr. Praveen and Mr. Venugopal Rao, both of whom brought their vast experience in banking to the fore.

The session was moderated by Ms. Lavanya, who facilitated an interactive discussion that allowed students to grasp the practical applications of these concepts.

The final track of the symposium was a panel discussion on the Micro, Small, and Medium Enterprises (MSME) sector and its vital importance in the economy. The panel was led by Mr. Ganesh, Mr. Praveen, and Mr. Venugopal Rao, who provided a comprehensive overview of the challenges and opportunities within the MSME sector.

The discussion was enriched by contributions from SJIM students Mr. Rakshith Pulime and Mr. Chris Athen Pinto, who shared insights gained from their experiences with Kotak Mahindra Bank and Silicon Valley Bank, respectively. This session was moderated by Mr. Alfred S., who adeptly guided the conversation, ensuring that the diverse perspectives were thoroughly explored.

Adding a creative twist to the symposium, students from the Business Analytics batch performed skits that showcased various financial scams that have occurred over the years, including the Enron scandal, the Ketan Parekh scam, and the FX scandal, among others.

The collaboration with the State Bank of India as a knowledge partner added significant value to the event, ensuring that students gained real-world perspectives from industry experts. Dr Ravi Darshini, faculty at SJIM organized the event. State Bank of India (SBI) was the Knowledge Partner of the event and students of Commercial Banking participated in it.

The event took place on August 31, 2024.



FINTECH – Bridging Borders & Empowering the Digital Generation

The Finance Conclave held at SJIM aimed at bridging borders and empowering the digital generation by increasing awareness towards how technology can transform traditional industries.

The session began with a lamp lighting ceremony by the dignitaries to commemorate the session. The event featured three guest speakers, Chandra Mohan Kumar, the Director of Capgemini, Pavan Govindan, the CEO and Co-Founder of Cultos Global and Kuldeep Hegde, the Founder of Qrate Wealth who spoke about the innovations aimed at improving and automating the delivery and use of financial services. The panelists offered insights with a personalized touch to help the students gain knowledge about how fintech enables global accessibility and promotes financial inclusion.

This event was hosted to provide a learning opportunity through perspectives of industry experts that can enhance the educational experience. Their real-world experiences and practical knowledge enhanced the deeper understanding of how technical skills and soft skills are crucial to one’s professional growth.

A panel discussion concluded with a fruitful Q & A session where the students were given the chance to clarify their queries regarding the fintech domain and interact with the experts. Harshitha D, the student in charge of Finance Club and Dr Leo Deepak faculty in charge of Finance Club organized the event.

The event was held on August 24, 2024



Personal Finance 101

On 28th March 2024 the Finance Club organised a special workshop on personal finance, led by Kushal Kumar and Benoyaimed at equipping students with essential knowledge and skills to manage their finances effectively. They covered topics like saving, insurance and investing. Students learned how to save money for their goals, and make smart investments. The workshop was interactive and it ended with a Q&A session with students asking questions and sharing their own experiences.



Interim Budget Discussion at SJIM

On February 6th 2024, the finance club hosted a lively discussion on the recent Interim Budget 2024-25, featuring presentations from Kanhaiya Jee, Merwyn, and Kushal from the second year.

Kanhaiya Jee commenced the discussion by outlining the key highlights of the Interim Budget. He discussed the government's fiscal policies, emphasising initiatives aimed at bolstering economic growth and addressing pertinent social issues.

Merwyn contributed by analysing the budget's impact on different sectors. He discussed on the allocation of funds to education, healthcare, infrastructure, and agriculture. Kushal highlighted potential challenges and areas requiring further attention, fostering a nuanced understanding among the audience.

The presentations were followed by an engaging Q&A session, where students actively participated by raising questions and sharing their viewpoints on various aspects of the budget.Overall, the session on the Interim Budget 2024 provided students with a platform to gain insights into the government's fiscal policies and their implications.


Macroeconomics and their impact on Stock Markets:

On 30th January 2024,the Finance Club hosted a session on how macroeconomics influences the stock market. Kushal Kumar and Kanhaiya Jee led the session.They started by talking about important economic indicators like how fast the economy grows (GDP), how prices change (inflation), and how interest rates change in an economy. Then, they showed how changes in these indicators affect how the stock market behaves. They also talked about how global events, like trade deals or conflicts, can shake up the stock market worldwide.