Finance Symposium on "Capital- Risk, Regulation, and Adequacy in Management of Banks" with SBI as Knowledge Partner


The Finance Domain of SJIM successfully organized a Finance Symposium on the topic "Capital- Risk, Regulation, and Adequacy in Management of Banks." The event was enriched by the partnership with the State Bank of India (SBI), which played a crucial role as the knowledge partner. The symposium aimed to provide students with in-depth knowledge and understanding of the complex dynamics involved in managing risk, regulation, and capital adequacy within the banking sector.

Basel Norms - Mitigating Credit and Other Risks

The first track of the symposium focused on Basel I, II, and III norms and their importance in mitigating credit risk and other associated risks within the banking sector. The session was delivered by Mr. Praveen from SBI, who provided detailed insights into how these international regulatory frameworks have evolved and their impact on banks' stability and resilience.

The second track, titled "Types of Capital," delved into the various forms of capital that banks manage and how they provide support to entrepreneurs, particularly through the Credit Monitoring Arrangement (CMA) forms. This track was jointly presented by Mr. Praveen and Mr. Venugopal Rao, both of whom brought their vast experience in banking to the fore.

The session was moderated by Ms. Lavanya, who facilitated an interactive discussion that allowed students to grasp the practical applications of these concepts.

The final track of the symposium was a panel discussion on the Micro, Small, and Medium Enterprises (MSME) sector and its vital importance in the economy. The panel was led by Mr. Ganesh, Mr. Praveen, and Mr. Venugopal Rao, who provided a comprehensive overview of the challenges and opportunities within the MSME sector.

The discussion was enriched by contributions from SJIM students Mr. Rakshith Pulime and Mr. Chris Athen Pinto, who shared insights gained from their experiences with Kotak Mahindra Bank and Silicon Valley Bank, respectively. This session was moderated by Mr. Alfred S., who adeptly guided the conversation, ensuring that the diverse perspectives were thoroughly explored.

Adding a creative twist to the symposium, students from the Business Analytics batch performed skits that showcased various financial scams that have occurred over the years, including the Enron scandal, the Ketan Parekh scam, and the FX scandal, among others.

The collaboration with the State Bank of India as a knowledge partner added significant value to the event, ensuring that students gained real-world perspectives from industry experts. Dr Ravi Darshini, faculty at SJIM organized the event. State Bank of India (SBI) was the Knowledge Partner of the event and students of Commercial Banking participated in it.

The event took place on August 31, 2024.